Our Capabilities

Financial Strength

FWD is the insurance business of investment group, Pacific Century Group, with minority shareholders Apollo, Canada Pension Plan Investment Board, GIC Ventures, Hopu Investments, Huatai Growth Focus Limited, Li Ka Shing Foundation, Metro Pacific Investments Corporation, ORIX Asia Capital Limited, RRJ Capital, Swiss Re Group and The Siam Commercial Bank Public Company Limited.

FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) has been affirmed 'A3' by Moody's and 'A' by Fitch. The strong ratings assigned by international rating agencies reflect our robust financial strength. FWD has reached a total premiums of US$6.3 billion and US$51.8 billion in total assets, demonstrating our significant presence in Asia.

(as of 30 June 2023)

Investment Strategy

FWD’s investment strategies are customized for different products to optimize the return. In particular, these asset portfolios employ a balanced asset allocation investment strategy, which consists of

Investment-grade fixed income type securities
Equity-type investments to enhance the investment performance in the long run. This may include listed equity, hedge funds, mutual funds, private equity and property.

The asset portfolios target to provide diversification across different geographic regions and industries to the extent the size of portfolio can support.

Currency exposure of the underlying policies is mitigated by closely matching either through direct investments in the same currency denomination or the use of currency hedging instruments. Currently, the majority of the asset is invested in the United States and Asia Pacific and denominated in USD.

Furthermore, the asset portfolio is actively managed by investment professionals to closely monitor the investment performance. In addition to conducting regular review, FWD also reserves the right to change the investment strategy and shall notify policyholders for any material changes.

Environmental, Social and Governance

At FWD, we aspire to create a better and a more sustainable future. We are committed to serve the community through supporting and being involved with projects that empower our beneficiaries to celebrate living.